Insurance Services
Medicare is a federal health insurance program designed to provide affordable healthcare coverage for:
- Individuals aged 65 and older
- People under 65 with qualifying disabilities
- Individuals with End-Stage Renal Disease (ESRD)
Choosing the right Medicare plan can feel overwhelming, but that’s where H&S Solutions LLC comes in. We simplify the process, helping you find a plan that fits your needs and budget without the hassle.
All-in-One Coverage
Medicare Advantage Plans (Part C)
A bundled alternative to Original Medicare, these private plans include:
✅ Hospital & medical coverage (Parts A & B)
✅ Prescription drug coverage (in most plans)
✅ Additional benefits like dental, vision, and wellness programs
💡 Why choose a Medicare Advantage Plan? More benefits, fewer out-of-pocket costs, and a single plan for all your healthcare needs.
Extra Coverage for Peace of Mind
Medicare Supplement Insurance (Medigap)
Original Medicare doesn’t cover everything. Medicare Supplement plans help pay for copayments, deductibles, and coinsurance, reducing your out-of-pocket expenses.
✅ Freedom to choose any doctor or hospital that accepts Medicare
✅ No network restrictions – use your coverage nationwide
✅ Lower unexpected costs for hospital stays and medical services
💡 Who should get Medigap? If you want predictable costs and more flexibility in your coverage, a Medicare Supplement plan is a great option.
Affordable Medication Coverage
Prescription Drug Plans (Medicare Part D)
Medicare Part D helps lower the cost of your prescription drugs, ensuring you have access to the medications you need.
✅ Covers generic & brand-name drugs
✅ Available as a standalone plan or included in Medicare Advantage
✅ Saves you money on long-term prescriptions
💡 Why enroll in Part D? Without drug coverage, medications can be expensive—this plan ensures affordability.
Final Expense Insurance
What Does Final Expense Insurance Cover?
Final Expense Insurance, also known as Burial Insurance, is designed to cover end-of-life costs, ensuring your loved ones aren’t burdened with financial stress during a difficult time. This affordable policy helps cover funeral expenses, medical bills, and outstanding debts, providing peace of mind for you and your family.
✅ Funeral & Burial Costs – Covers cremation, caskets, and memorial services.
✅ Medical Bills – Helps pay off any outstanding hospital or healthcare expenses.
✅ Outstanding Debts – Relieves financial burdens such as credit card bills or personal loans.
💡 Why It’s Important: Final Expense Insurance ensures that your family can focus on honoring your memory instead of worrying about costs.
Call us today for a free consultation!
Let us help you get the Medicare coverage you deserve—hassle-free.
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